About the Program

Written by Instant E&O

Instanteando℠ is specifically designed for a defined list of professional activities and service businesses with an excellent internal risk management and loss free experience. The program is available in 49 States and offers a broad form policy with optional coverage enhancements for Commercial General Liability and Hire and Non-owned automobiles. the program is available to companies and individuals with up to $1,000,000 in annual revenue and offers limits of up to $1,000,000 per claim/annual aggregate with deductibles of up to $2,500 per claim.

Annual premiums start at $350.00.

Coverage for services performed before the commencement of the policy (prior acts) is available, subject to the full policy terms and conditions and an additional premium.

Applicants that fall outside of the program may be referred to XL Catlin Group on an open-brokerage basis.

Instanteando℠ is a fully automated quote, bind and policy issuance system. Premiums are payable via credit card.

Appointed partner-producers may access Instanteando℠. Applications are available from Jorgensen & Company.

Instanteando℠ is managed by Jorgensen & Company, a specialist professional liability managing general underwriter on behalf of Greenwich Insurance Company, which is part of XL Catlin Group. In the state of California Jorgensen & Company operates as Jorgensen & Company d/b/a Jorgensen & Company Insurance Services license # 0D80873. Jorgensen & Company was founded in 1994 and manages several professional liability insurance programs insuring more than 25,000 professionals.

XL Catlin Group is a multi-national insurance group with assets of more than $45 billion and $7.5 billion in annual revenue. See About the Insurer for more details.