Errors and Omissions Insurance

Affordable and comprehensive legal liability protection for your business

We provide a fast and inexpensive solution to the risk of liability lawsuits from dissatisfied customers, backed by the rock-solid resources of the XL Catlin Group. The application process is simple and coverage can be quoted, bound and a policy issued to you in a few minutes.

All service businesses need E&O insurance. Often customers, lenders, and affiliates require evidence of E&O insurance before awarding a job. We provide you with an easy way to meet these insurance requirements and protect you in the event of a problem.

What is E&O Insurance?

E&O policies cover judgments, settlements and defense costs. Even if the lawsuit is groundless, thousands of dollars may be needed to defend the lawsuit. A lawsuit can bankrupt you. Simply speaking, E&O coverage protects for you in the event that your error or omission has caused a financial loss for your client.

Who needs E&O Insurance?

The best-known professionals who buy E&O insurance are doctors, lawyers, accountants, architects and engineers. But in fact, if you provide a service for a fee you face the risk of being sued by a dissatisfied customer. Find out if your covered

Why do I need coverage?

To put it very simply, we all make mistakes - even with top quality staff and the best business practices in place. A mistake can cause a loss of reputation to you and your client. If you don't buy E&O insurance, you can be taking a serious financial risk. E&O losses are not covered under a general liability policy. And even if you are not at fault, the cost to defend a claim is time consuming and expensive.

When should I buy E&O insurance?

The best time to buy an E&O policy is before a job starts. If you are in a service business make E&O insurance a part of your insurance program. Many contracts with customers, banks or affiliates will require E&O insurance to be in place. In some cases, it is a selling point with your customers. It gives them the peace of mind of knowing they will be compensated if there is an error or omission.

Are you a Partner-Producer?

Instanteando℠ and XL Catlin Group welcome the formation of strategic alliances with experienced and dedicated insurance producers.

Become a Partner